Membership with E1CU

Education First Credit Union has built a strong, enduring commitment to supporting its communities, particularly within the education sector, enhancing the lives of countless individuals through exceptional service, community involvement, and financial solutions tailored to every stage of life. With a focus on the education community, Education First provides a wide range of products and services, along with financial education resources and opportunities for members to give back through volunteerism.
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‍Education First Credit Union proudly serves the Ogden School District community, including current and retired employees, as well as current students, alumni, and their families. Our field of membership is dedicated to providing tailored financial solutions and resources that support the unique needs of those who have contributed to, or are part of, the Ogden School District family. In addition to OSD, Education First also welcomes anyone living in Weber County.‍

Reasons you want to be a member of  E1CU

• Member-Owned & Community-Focused
  ‍Unlike banks, which focus on profits, E1CU reinvests earnings back into its members through lower rates, improved services, and community programs.
• Personal Service
  Credit unions are known for their customer service, but E1CU prioritizes it. Not only will you talk to a live person when you call in, but you'll be treated like a friend or family member—not just another account number. The team takes the time to understand your needs, offer personalized solutions, and support you through every step of your financial journey.
• Special Benefits for Educators
  If you're a teacher or involved in education, you may have access to exclusive perks such as educator loans, classroom supply grants, or special savings programs.
• Financial Security & Stability
  Your deposits are insured up to $250,000 by the NCUA—National Credit Union Administration), ensuring your money is safe. At E1CU, we strive to be the best stewards of our members' money, managing funds responsibly and reinvesting in services that benefit you and the entire membership.   
• Competitive Loan Options
  E1CU often provides some of the lowest interest rates in our community on personal, auto, and home loans compared to both credit unions and traditional banks. We strive to keep our rates as competitive as possible to better serve our members' unique financial needs.
• A Financial Institution That Feels Like Family
  E1CU isn’t just a place to bank—it’s a community of members who support each other. Unlike big banks and credit unions, where you might feel like just another account number, we treat our members like family, offering personalized service, understanding during financial hardships, and a sense of belonging.

Ready to Join?

Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, E1CU will ask for your SOCIAL SECURITY CARD and one of the following acceptable forms of identification:

• Valid State-Issued Driver's License
• Valid State-Issued Identification Card
• Current School Issued Identification (Minors 13 - 17 only)
• Birth Certificate (Newborn - 12 years old only)

All minors are required to have a parent/guardian as a joint owner. Parent/guardian must have their own account prior to being added to a minors account.