Loan Rates

Current as of: October 1, 2024

Loan Type

Term

APR*

Rate Type

New or Used Auto

24 months

5.35% - 16.65%

Fixed

New or Used Auto

36 months

5.60% - 16.90%

Fixed

New or Used Auto

48 months

5.85% - 17.15%

Fixed

New or Used Auto

60 months

6.00% - 17.40%

Fixed

New or Used Auto

72 months

6.30% - 17.60%

Fixed

New or Used Auto

84 months

6.50% - 17.70%

Fixed

RV, Boat, ATV

Up to 120 months

Starting at 8.00%

Fixed

Motorcycle

Up to 84 months

Starting at 9.00%

Fixed

Signature Loan

12 months

9.00% - 17.00%

Fixed

Signature Loan

24 months

9.25% - 17.25%

Fixed

Signature Loan

36 months

10.75% - 17.99%

Fixed

Share Secured Loan

12 - 48 months

3.00% above dividend rate

Fixed

Overdraft Protection Loan

-

15.00%

Fixed

Home Equity LOC

180 months

Starting at 8.00%

Variable

Mortgage Loans

15, 20, 30 years

Call Chad for rate

Fixed

Credit Cards

-

12.00% - 17.50%

Variable

* Annual Percentage Rate (APR). Your rate will be based on your credit score at the time the loan is requested.

Upcoming Events

Date of annual meeting

Education First Credit Union Annual Meeting
Ogden High School Cafeteria
Dinner served at 6 pm