Loans

New or Used Auto Loans

Terms available up to 84 months

70% financing on branded/salvaged titles

Auxiliary products available: Guaranteed Asset Protection (GAP), Mechanical Breakdown, and Credit Life/Credit Disability Insurance

Recreational Loans

Boats, Motorhomes, Travel Trailers, Motorcycles, Watercrafts, ATVs, Snowmobiles

100% financing available

Flexible terms up to 120%

Signature Loans

Borrow for any purpose

Low competitive rates

Borrow up to $50,000

12, 24, 36, 48 month terms available

Borrow against your share funds at 3.00% over the paying dividend rate to establish or rebuild credit

Overdraft Protection Loans

Protect yourself from declined or returned transactions

Line of Credit from $200 - $5,000

No annual fee

15.00% fixed APR** and $25.00 minimum payment

Unlimited Term

Home Equity Line of Credit (HELOC)

Borrow up to 80% of the equity in your home to pay for home improvements, the vacation of a lifetime, debt consolidation, or have it available for emergencies

No closing costs

Variable rate line of credit

180 mo. term

Mortgage Loans

FHA, VA, Conventional, Refinances, Home Equity/2nd Mortgage, Land, and Construction loans available

Purchase in any of the 50 states

15, 20, 30 year fixed rate mortgages

 

Click here to apply now

Upcoming Events

Date of annual meeting
Education First Credit Union Annual Meeting
Ogden High School Cafeteria
Dinner served at 6 pm

Empowering the education community, one member at a time.