Deposit Rates

Current as of: January 31, 2025

Account
Type

Opening
Deposit

Deposit Balance or Term


APY*


Rate Type

Share Savings Account
$5.50
-
0.15%
Variable
Auxiliary Share Account
$0.00
-
0.15%
Variable
Kid's Club
Account
$5.50
-
0.15%
Variable
Christmas Club Account
$0.00
-
0.25%
Variable
Individual Retirement Account (IRA)
$0.00
-
0.25%
Variable
Money Market Account
$0.00
$0.01 - $24,999
1.50%
Variable
Money Market Account
$0.00
$25,000 - $74,999
2.00%
Variable
Money Market Account
$0.00
$75,000 -$149,999
2.50%
Variable
Money Market Account
$0.00
$150,000 - $249,000
3.00%
Variable
Money Market Account
$0.00
$250,000 - $499,999
3.75%
Variable
Money Market Account
$0.00
$500,000 - $999,999
3.90%
Variable
Money Market Account
$0.00
$1,000,000 and above
4.25%
Variable
Premier Checking Account
$0.00
$2,500.00
0.15%
Fixed
Super 60 Checking Account
$0.00
-
0.15%
Fixed
Certificate of
Deposit
$1,000.00
6 months
4.40%
Fixed
Certificate of
Deposit
$1,000.00
12 months
4.35%
Fixed
Certificate of
Deposit
$1,000.00
18 months
4.10%
Fixed
Certificate of
Deposit
$1,000.00
24 months
4.15%
Fixed
Certificate of
Deposit
$1,000.00
36 months
4.15%
Fixed
Certificate of
Deposit
$1,000.00
48 months
4.20%
Fixed
Certificate of
Deposit
$1,000.00
60 months
4.25%
Fixed

Annual Percentage Rate (APY*) calculations are based on monthly compounded interest for checking, money market, and certificate of deposit accounts. Savings accounts are calculated on quarterly compounded interest. Both calculations assume principal and interest remain on deposit at the current rate for one year. However, rates are subject to change without notice.

Upcoming Events

Date of annual meeting
Education First Credit Union Annual Meeting
Ogden High School Cafeteria
Dinner served at 6 pm

Empowering the education community, one member at a time.