Share Secured Loans

Great for building credit or repairing damaged credit, a share secured loan can be the right option for you!

If you are looking for a way to establish or repair your credit score, Education First Credit Union’s Share Secured Loans are the perfect way to do just that. A loan is issued to you with your share savings as collateral. This amount accompanied with a low interest rate and monthly payments for the term of your choice will get you closer to your desired credit score. Consistent punctual payments will prove to be nothing but a benefit for your credit!

Whether you’re looking for a car, truck, or SUV, our financing can help you get what you want and need. If money is tight leaving you with no a down-payment, or if you don’t have a trade-in, don’t worry, Education First provides up to 100% financing on approved credit.

Apply for a Shared Secured Loan here. For more information on share secured loans please call 801-392-4877 and speak with a member account representative for more details.