Money Market Accounts

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You deserve to have your money work for you. Now it can with an Education First Credit Union money market account.

For short-term needs or “rainy-day” funds, a Money Market Deposit account is an excellent choice for savings. If you are saving for 3-6 months of living expenses, for an emergency, or for a planned expense, then a Money Market Account is a great option that pays you interest and allows you penalty-free access to your money.

Education First Credit Union offers a “tiered-rate schedule” for money market deposit accounts that pays a higher interest rate based on higher account balances. There is no minimum deposit to open a money market account.

  • Easy access to funds
  • Check writing privileges
  • Monthly paid interest

Money Market Rates

Account Type

Minimum Deposit

APY*

Money Market
$0.01 – $24,999
1.500%
Money Market
$25,000 – $74,999
2.000%
Money Market
$75,000 – $149,999
2.500%
Money Market
$150,000 – $249,000
3.500%
Money Market
$250,000 – $499,999
4.200%
*APY (Annual Percentage Yield) calculations are based on monthly compound interest for checking and money market accounts and quarterly compound interest for savings and certificate accounts and assumes principal and interest remain on deposit at current rate for one year. However, rates are subject to change without notice.
Money Market
$500,000 +
4.600%
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Delsa Gull
Vice President

Seasoned loan expert who will guide you through the process from start to finish.

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